When tax-related questions arise, many individuals and businesses wonder whether they should contact the IRS directly or seek assistance from an accountant. While the IRS provides official guidance on tax laws and compliance, accountants offer personalized financial strategies to maximize deductions, minimize tax liability, and ensure compliance. Understanding when to consult an accountant versus the IRS can save you time, stress, and potentially even money. This guide breaks down the key scenarios where professional tax guidance is beneficial.

When to Contact an Accountant

General Tax Questions & Maximizing Deductions

If you're looking to understand tax laws, identify eligible deductions, or optimize your tax return based on your specific financial situation, an accountant is your best resource. They provide customized tax planning strategies that go beyond the general guidance the IRS offers.

Receiving an IRS Notice or Letter

If you receive a letter from the IRS, don’t panic—but don’t ignore it either. Instead of responding on your own, consult an accountant or tax professional. They can:

• Interpret the notice correctly.
• Advise on the best course of action.
• Respond on your behalf, ensuring compliance and accuracy.

Tax Preparation & Filing

Filing your own taxes can be time-consuming and complex, especially for business owners, freelancers, and high-income earners. Accountants help:

• Reduce your taxable income through strategic deductions and credits.
• Ensure compliance with evolving tax laws.
• Minimize errors that could trigger audits or penalties.

Tax Audits & Disputes

Facing an IRS audit? Having a tax professional on your side is crucial. Accountants can:

• Help prepare required documents.
• Communicate directly with the IRS on your behalf.
• Defend your position and reduce the risk of penalties.

When to Contact the IRS Directly

Identity Verification Requests

If the IRS requests identity verification, you will need to contact them directly. However, before doing so, consult your accountant to:

• Ensure the request is legitimate.
• Avoid scams and phishing attempts.
• Follow the correct procedures for verification.

Checking Your Refund or Payment Status

For inquiries about your tax refund, payment plan status, or account balance, you can visit the official IRS website (IRS.gov) or call the IRS directly. However, if you have concerns about discrepancies, your accountant can review your case and assist you in resolving any issues.

Partnering with an Accountant for Year-Round Tax Support

At Holden Moss Knott CPAs, we believe that a strong client-accountant relationship extends far beyond tax season. While the IRS serves as a regulatory body, we act as your trusted advisor, helping you make informed financial decisions, minimize tax liability, and proactively plan for the future.

By building a year-round partnership, we ensure that you stay ahead of tax changes, optimize financial opportunities, and avoid costly surprises. Whether you need tax planning or preparation our team is here to support you every step of the way.

Let’s build a relationship that works for you—not just at tax time, but all year long. Contact Holden Moss Knott CPAs today!